Finance
Expatica's guides for all you need to know about: rss
Tax in Spain

A guide to taxes in Spain

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Who has to pay Spanish taxes? A guide to taxes in Spain in 2017, including up-to-date Spanish tax rates, VAT in Spain, income tax in Spain, Spanish property taxes and taxes in Spain for non-residents.

Self-employment taxes Spain

Taxes and social security for freelancers and the self-employed in Spain

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Freelancers and self-employed workers in Spain have to pay income tax and VAT on profits, as well as make social security contributions.

Banks in Spain

How to open a bank account in Spain

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If you're living in Spain, banking and payments will be easier once you open a bank account in Spain, especially if you don't have a 'chip and pin' debit or credit card.

spanish inheritance tax

A guide to Spanish inheritance law, inheritance tax in Spain and Spanish wi...

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Does Spanish inheritance tax and Spanish inheritance law apply to your worldwide assets? This guide explains who is subject to inheritance tax in Spain and if you need to write a Spanish will.

Transferring a pension

UK pension transfers for expatriates

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Chartered Financial Planner Russell Hammond, APFS MSCI, expands on some of the issues affecting expatriates when transferring UK pensions. One of very few advisers providing advice to expatriates holding the coveted ‘Chartered’ title, Hammond is non-commission based and operates exclusively on a fee-only...

How to make QROPS work for you

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Chartered Financial Planner Russell Hammond, APFS MSCI, expands on some key points about QROPS and how QROPS can be best managed to work for you. One of very few advisers to expatriates holding the coveted ‘Chartered’ title, Hammond is non-commission based and operates exclusively on a fee-only basis....

Emigration focus: moving money when moving abroad

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When it comes to making a fresh start in a new country, knowing where to start planning the move can be a bit daunting. The best way to approach the mammoth list of tasks, including money transfers, is to take them one at a time.

Pension in Spain

Spanish pension guide: How to claim a pension in Spain as an expat

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The pension in Spain is generous and foreigners working in Spain will get a Spanish pension if they meet certain conditions, all explained in this Spanish pension guide.

How to get a higher interest rate for your bank savings

How to get a higher interest rate for your bank savings

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Zero interest rates have a significant impact on people’s savings, pensions and investment yields. This article explains how you can act now to get the highest interest rate possible for your savings.

Brexit currency impact

Brexit and its strong impact on currency exchange rates

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The monumental Brexit has yielded political, cultural and also economical consequences. Here we explain how the UK's vote to leave the EU has led to significant Brexit currency impacts like lower currency exchange rates and the British pound devaluation.

The best ways to transfer money internationally

The best ways to transfer money internationally

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Assessing the pros, cons and costs of different transfer options is important to get the cheapest and best deal on your international money transfers.

Expat money matters: How to protect your cash

Expat money matters: How to protect your cash

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Getting your finances in proper order before relocating overseas is vital to achieve happiness and be rid of any worries in your new home.

Insurance in Spain

Getting insurance in Spain

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Find out which insurances are mandatory in Spain, and what extra coverage you need to protect your lifestyle and family while living in Spain.

Pension planning

Portable retirement planning for expats: a solution

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Expatica's financial expert Russell Hammond considers some of the issues and wider choices affecting expats in planning for their retirement abroad.

Retirement planning

Portable retirement planning for expats: the challenges

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Expatica's financial expert Russell Hammond explores the current issues facing European portable retirement planning.



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